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27/06/2008 19:50. Comprehensive car insurance no longer delivers, according to research by the British Insurance Brokers ’ Association.

Features which are expected to be included, such as third-party liability cover for driving other vehicles, extended cover for trips abroad or courtesy cars are now optional extras.

RAC’s ‘comprehensive’ policy, does not allow a policy holder to drive another car.  Features such as a courtesy car and insurance overseas are classed as optional extras.

Hayley Parsons, chief executive of comparison sire gocompare.com, said: “The... // Only Finance